Business Model
Interchange Fees
Earnings from debit transactions
Subscription Tiers
Premium tools & CDT insights
Bridge Credit TM
Low-interest AI microloans
Remittaance Fees
Affordable cross-border payments
Data Licensing
Ethical data monetization via consented insights
Securemind LLC achieves scale through community trust, technology automation, and recurring user engagement, with break-even projected in year 3 (2027)
THE PROBLEM
- 24+ million U.S. households are unbanked or underbanked (FDIC, 2023).
- $14 billion spent annually on check-cashing, money orders, and payday loans.
- 60% of these individuals cite “lack of trust” as the primary reason for avoiding banks.
- 70% own smartphones — signaling digital readiness, but no inclusive digital alternatives.
The result: an invisible population living outside the formal financial system, paying more to access less.
OUR SOLUTION
Securemind Technology bridges this gap through a trust-based, AI-powered digital banking ecosystem built specifically for underserved communities. The Securemind platform offers an accessible and transparent suite of products:
Go-to Market Strategy
Phase 1 – Pilot
Launch in Georgia & Texas with NGO and CDFI partnerships.
Phase 2 – Regional Growth
Expand further into Southeast U.S., deploy Bridge Credit™ & CDT Beta.
Phase 3 – National Rollout
Achieve profitability, introduce premium tiers & data licensing.
Phase 4 – Innovation
Launch micro-insurance & AI Inclusion Index™.
Phase 5 – Impact
1M+ users, impact fund, ESG partnerships, IPO readiness.